THE DIGITAL AUTO-FINANCE EXPERTS

Build the

Fastest
Platform in Auto Finance

Stop losing deals to friction and outdated systems.

Praxent helps auto finance teams reduce time-to-fund, lower application drop-off, and deliver real-time lending experiences that dealers love and borrowers trust. We streamline integrations, simplify workflows, and accelerate your path from application to approval.

Speak to us about a project →

Speak to our digital
auto-finance experts ↓

Proud partners of:
Origence white 1
SAFCO _ Seeing Beyond Credit-3 1
OpenLending_Logo 1
and more.

AUTO-FINANCE SPECIALISTS

We create market leaders.

#1

Transforming the Largest Auto Lending Network in the U.S.

$600B+

Auto Loans powered by our

clients

8 of 10

Top Auto Dealers served by

the platforms we’ve built

50+

Finserv integrations annually including

Major Credit Bureaus + Dealer Systems

Will you be next?

Upcoming Auto Finance Conferences

Auto Finance Summit Logo 2025
October 15–17, 2025 Bellagio, Las Vegas

The fintech software development company built for high-performing auto lenders.

Praxent partners with Auto Lender teams to streamline approvals, simplify workflows, and integrate the critical services that drive faster funding. From borrower experience to underwriter tools, we help you build lending platforms that move faster — and win more.

Book an expert digital auto-lending consultation

Origination Flows

Rationalize and reduce origination process steps for standard/subprime borrowers and lenders alike.

Real-Time Credit/Income Data

Streamline in-office data verification for expedited approvals.

24/7 Loan (Pre-) Approvals

Create always-on connections to lender pre-approval and approval systems.

Dealer Integrations

Enhance dealer software (DMS) and lender origination systems integration to reduce delays.

AI-Automated Underwriting

Streamline and automate key underwriting functions, such as risk assessment, with AI solutions.

Customer Self-Service

Deliver seamless payment, self-service, and omnichannel support options.

Legacy System Modernization

Accelerate the move to a modern, flexible, future-proof platform.

Build the lending platform dealers prefer and borrowers trust.

We reduce drop-off. We improve flow. We speed up funding. Why do leading auto lenders trust us to modernize their platforms? Because better UX drives revenue, faster releases build loyalty, and stronger systems reduce cost.

Book an expert digital auto-lending consultation →

OUR WORK

Client Wins

25%

Dealer partnership growth for Major Auto-Lender

50%+

Reduced funding time for Sub and Near-Prime Auto Lender

<5

Second automated underwriting decisions for LendTech

85%

Faster income verification for Sub-Prime Auto Lender

CASE STUDY

Accelerating Credit Bureau
Integrations for an Autolender
Fintech

Read more →

What SAFCO had to say: 
Joanna Shaffer SAFCO Quote Auto Finance

Joanna Shaffer
CIO, SAFCO

Quotation Marks Yellow

Praxent stands out as a top-tier software design & engineering shop, distinguished by their meticulous and comprehensive approach. Their ability to swiftly adapt to changing priorities and requirements, while consistently meeting deadlines within the scoped budget, is commendable.

The Praxent team’s friendly demeanor, responsiveness, and proactive nature make them a pleasure to work with. Most impressively, they invest time in understanding our business intimately, ensuring that they address the core of our needs with precision and care.


Speed Wins.
Build the Lending Platform
that Delivers.

When every delay risks a lost deal, every second counts.

Faster decisions drive faster funding, leading to: 

stronger dealer relationships
smoother onboarding
shorter cycles
better outcomes

The auto lenders who invest now will outperform those who wait.

Red-Timer

Fix the Friction.
Accelerate the Entire
Lending Experience.

Let’s start where the friction shows up first.

We redesign borrower, dealer, and back-office interfaces to work better together, supported by modular architecture, real-time integrations, and centralized data. The result is a lending platform built to launch, last, and lead.

auto-finance_fix-the-friction

OUR SERVICES

Partner with us

JUMPSTART YOUR PROJECT

Speak to our lendtech experts.

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SSPECIALIZED EXPERTISE IN AUTO FINANCE PLATFORM MODERNIZATION

The Praxent Difference.

Our commitment to quality goes far beyond technology. We’re not a global consulting conglomerate; we’re a boutique team of experts in lending technology.

× No one-size-fits-all frameworks, × no two-year contracts,
× no mass out-sourcing to teams outside your time zones,
× and no fresh graduates. Just a targeted team with hands-on experience dedicated to solving your problems.

Our goal is to leave your team better than when we started. Think of us as part of your team. Everyone else does.

OUR PROVEN FINTECH TRANSFORMATION PROCESS.

4 steps to lead the market.

Product strategy

Market-Leading Strategy

We map priorities, talk to teams, study the market, dig into workflows, and build a clear plan to modernize what matters most.

User Testing (1)

Elevated User Experience Design

We spot friction. We test real workflows. We design for borrowers, dealers, and ops. We validate with users. We build systems that scale. We get it right early.

Integrations modernizationPraxent_icon (1)

Future-Proof Technology, Delivered

We bring senior engineers who thrive in complexity. They untangle legacy code, align with your standards, work inside your stack, and deliver stable releases without slowing down.

Ownership Keys

Seamless
Handoff

Everything’s documented. The code is clean. Your team has what they need. Reusable components are in place so you can run with it from here.

Become a market leader in auto-finance.

Book a strategy session to accelerate your path from application to approval. We’ll help you launch faster, streamline funding, and deliver a better experience for every stakeholder — without increasing complexity.

Thoughts from our Auto Finance Experts.