THE DIGITAL AUTO-FINANCE EXPERTS
Build the
Fastest
Platform in Auto Finance
Stop losing deals to friction and outdated systems.
Praxent helps auto finance teams reduce time-to-fund, lower application drop-off, and deliver real-time lending experiences that dealers love and borrowers trust. We streamline integrations, simplify workflows, and accelerate your path from application to approval.
Speak to us about a project →
Speak to our digital
auto-finance experts ↓
AUTO-FINANCE SPECIALISTS
We create market leaders.
#1
Transforming the Largest Auto Lending Network in the U.S.
$600B+
Auto Loans powered by our
clients
8 of 10
Top Auto Dealers served by
the platforms we’ve built
50+
Finserv integrations annually including
Major Credit Bureaus + Dealer Systems
Will you be next?
Upcoming Auto Finance Conferences
The fintech software development company built for high-performing auto lenders.
Praxent partners with Auto Lender teams to streamline approvals, simplify workflows, and integrate the critical services that drive faster funding. From borrower experience to underwriter tools, we help you build lending platforms that move faster — and win more.
Book an expert digital auto-lending consultationOrigination Flows
Rationalize and reduce origination process steps for standard/subprime borrowers and lenders alike.
Real-Time Credit/Income Data
Streamline in-office data verification for expedited approvals.
24/7 Loan (Pre-) Approvals
Create always-on connections to lender pre-approval and approval systems.
Dealer Integrations
Enhance dealer software (DMS) and lender origination systems integration to reduce delays.
AI-Automated Underwriting
Streamline and automate key underwriting functions, such as risk assessment, with AI solutions.
Customer Self-Service
Deliver seamless payment, self-service, and omnichannel support options.
Legacy System Modernization
Accelerate the move to a modern, flexible, future-proof platform.
Build the lending platform dealers prefer and borrowers trust.
We reduce drop-off. We improve flow. We speed up funding. Why do leading auto lenders trust us to modernize their platforms? Because better UX drives revenue, faster releases build loyalty, and stronger systems reduce cost.
OUR WORK
Client Wins
25%
Dealer partnership growth for Major Auto-Lender
50%+
Reduced funding time for Sub and Near-Prime Auto Lender
<5
Second automated underwriting decisions for LendTech
85%
Faster income verification for Sub-Prime Auto Lender
Joanna Shaffer
CIO, SAFCO
Praxent stands out as a top-tier software design & engineering shop, distinguished by their meticulous and comprehensive approach. Their ability to swiftly adapt to changing priorities and requirements, while consistently meeting deadlines within the scoped budget, is commendable.
The Praxent team’s friendly demeanor, responsiveness, and proactive nature make them a pleasure to work with. Most impressively, they invest time in understanding our business intimately, ensuring that they address the core of our needs with precision and care.
Speed Wins.
Build the Lending Platform
that Delivers.
When every delay risks a lost deal, every second counts.
Faster decisions drive faster funding, leading to:
→ stronger dealer relationships
→ smoother onboarding
→ shorter cycles
→ better outcomes
The auto lenders who invest now will outperform those who wait.
Fix the Friction.
Accelerate the Entire
Lending Experience.
Let’s start where the friction shows up first.
We redesign borrower, dealer, and back-office interfaces to work better together, supported by modular architecture, real-time integrations, and centralized data. The result is a lending platform built to launch, last, and lead.
OUR SERVICES
Partner with us
UX/UI Redesign
Identify where borrowers drop off, where dealers stall, and where workflows fail. Then we design interfaces that convert and win dealer preference.
System Modernization
Start fixing what slows you down by replacing brittle code with modular builds, secured pipelines, real-time integrations, and cloud-ready systems that scale with certainty.
API Integrations
Connect to credit, fraud, dealers, and KYC tools through real-time, secure, scalable APIs that reduce delays, support compliance, and deliver with confidence.
Underwriting Process Re-Engineering
From manual checks to missed steps to mismatched systems, underwriting should not feel broken. We capture exceptions, map logic, align teams, rework flows, and deliver efficient underwriting systems.
Application Development
Build and extend LOS, underwriting, and servicing platforms using proven teams, modern frameworks, and sprint discipline that drives faster launches without sacrificing stability.
DevOps and
DevEx
Move testing, security, and reviews earlier in the cycle to catch issues sooner. Then we build pipelines that ship faster, fail less, and support audit needs.
Modular Architecture
Apply domain-driven design, decouple legacy logic, and build modular systems that release faster, fail less, and scale without dragging complexity into every sprint.
Cloud Development
Modernize infrastructure for uptime, scale, and compliance across cloud and hybrid environments so lenders can stay reliable, reduce overhead, and move faster.
Data Centralization
Break down silos. Centralize lending data to align teams, automate reporting, surface insights, improve decisions, and unlock better borrower and dealer experiences at scale.
AI Development
Implement AI within SOC II compliant frameworks to automate underwriting, reduce manual review, and shrink time-to-fund without disrupting trusted workflows.
JUMPSTART YOUR PROJECT
Speak to our lendtech experts.
SPECIALIZED EXPERTISE IN AUTO FINANCE PLATFORM MODERNIZATION
The Praxent Difference.
Our commitment to quality goes far beyond technology. We’re not a global consulting conglomerate; we’re a boutique team of experts in lending technology.
× No one-size-fits-all frameworks, × no two-year contracts, × no mass out-sourcing to teams outside your time zones, × and no fresh graduates. Just a targeted team with hands-on experience dedicated to solving your problems.
Our goal is to leave your team better than when we started. Think of us as part of your team. Everyone else does.
OUR PROVEN FINTECH TRANSFORMATION PROCESS.
4 steps to lead the market.
Market-Leading Strategy
We map priorities, talk to teams, study the market, dig into workflows, and build a clear plan to modernize what matters most.
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Elevated User Experience Design
We spot friction. We test real workflows. We design for borrowers, dealers, and ops. We validate with users. We build systems that scale. We get it right early.
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Future-Proof Technology, Delivered
We bring senior engineers who thrive in complexity. They untangle legacy code, align with your standards, work inside your stack, and deliver stable releases without slowing down.
Seamless
Handoff
Everything’s documented. The code is clean. Your team has what they need. Reusable components are in place so you can run with it from here.
Become a market leader in auto-finance.
Book a strategy session to accelerate your path from application to approval. We’ll help you launch faster, streamline funding, and deliver a better experience for every stakeholder — without increasing complexity.
Thoughts from our Auto Finance Experts.
AUTO FINANCE
Is Your Platform Helping or Hindering Your Dealers?
Kristiane Mandraki, VP of Growth + Market Intelligence