$600B+
Loans originated and
serviced by Praxent clients
COMMERCIAL LENDING CONSULTING AND LENDING TECHNOLOGY
Commercial Lending
That’s Truly Limitless.
We help commercial lenders launch faster,
lend smarter, and lead the market.
Proud partners of:
and more.
Our Expertise
Small Business and SBA Lending
Equipment and Vendor Financing and Leasing
Invoice Factoring and Supply Chain Finance
Working Capital Financing
Merchant Cash Advance (MCA)
Franchise Financing
Asset-Backed Finance
Embedded Finance
Your lending platform
is costing you customers.
Business borrowers expect speed, simplicity, and self-service.
Dated experiences and slow systems lead to lost revenue. Get real-time underwriting, faster funding, fewer drop-offs, and a platform that flexes to your lending strategy with Praxent.
COMMERCIAL LENDING SPECIALISTS
We create market leaders.
#1
SBA Lender digital platform
created by us
20+
SMB data integrations
Will you be next?
Lending platforms built to fund faster.
From asset-backed finance to SBA lending, our team combines lending expertise with proven technology to speed approvals and simplify operations.
Get flexible, data-driven systems that adapt to any business lending specialty so you can fund more loans and lead the market.
Book an expert digital lending consultationLoan Origination System Modernization
Drive higher application completion rates and faster approvals through streamlined lending journeys with real-time application status updates for borrowers.
Real-Time Underwriting Data Collection
Seamless connections to credit bureaus, bank data, accounting platforms, IRS systems, and verification services with data standardization and automated pipelines.
AI-Powered Underwriting Automation
Streamline and automate key underwriting functions, such as risk assessment and document standardization, with custom AI solutions.
Self-Service Borrower Portal Development
Deliver self-service capabilities that decrease support costs and reduce missed payments while improving customer satisfaction.
Embedded Lending
Generate referrals and new revenue streams by embedding credit options inside accounting, POS, and BaaS platforms.
Built-In Compliance Management
Gain real-time insights into conversion rates, approval times, and operational efficiency.
Performance Analytics & Reporting
Integrated KYC, AML, and regulatory reporting tools that scale with your loan volume.
API-First Modular Lending Architecture
Flexible platform foundations that adapt and scale to new requirements, integrate with fintech partners, and support updates without disrupting operations.
Get more business borrowers to the finish line sooner.
Transform their digital lending flows with our proven approach. Leading commercial and SMB lenders trust us to reduce drop-off, simplify processes, and speed up time to fund.
Our experts use insights from real user behavior to deliver platforms that cut application friction, automate document intake, and get programs up and running faster.
OUR WORK
Client Wins
3.7X
Faster SBA funding than industry average
60%
Reduction in application length for SMB LOS platform
300%
More throughput in commercial underwriting with AI
32%
Fewer underwriting tasks for commercial lending platform
42%
Decrease in customer service emails for SMB lender
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What NEWITY had to say:
Bryan Hallene
COO, NEWITY
Praxent was, from day one, the provider that truly understood our business and what we were trying to accomplish. They researched our business, asked specific business-related questions, and quickly evidenced their ability to add value beyond the tech build. They’re very knowledgeable about the space and understood the depth and breadth of our project. From our perspective, we couldn’t have asked for a better partner – Praxent was the right choice for us.
Cut funding time and drive more conversions.
Smart platforms power faster decisions, fewer errors, and flows built for how your borrowers actually work.
→ Better borrower experiences
→ Faster loan processing
→ Automated workflows
The outcomes are what define your lending platform. Be known as a market leader.
Rebuild underwriting with AI-driven accuracy.
Reinvent your underwriting system with AI at its core. Short-cut underwriter decision time while improving accuracy with AI tools that extract and process unstructured data, flag fraud patterns, and route exceptions for human review only when needed.
Your lending team reduces their manual workload while enjoying quicker approvals and the confidence that comes from data-driven credit decisions that scale with your business.
Scale your lending without scaling costs.
Develop a more efficient lending flow.
Praxent maps your end-to-end business logic, captures real exceptions, and redesigns processes to reduce friction for borrowers and underwriters. Your teams move faster, serve more customers, and stay compliant.
Build real-time integrations and flexible systems.
Commercial lending demands flexible connections to credit bureaus, KYC providers, fraud engines, and banking APIs to deliver instant decisions.
We build API architecture that allows flexibility and scales as you need it. You can add new data sources and launch products without rebuilding your core system. Your platform stays flexible, your operations stay fast, and your borrowers get funded.
OUR SERVICES
Partner with us
UX/UI Redesign
From intake to servicing, we identify where borrowers drop off and workflows fail. Then we design interfaces that work harder, win deals, and keep borrowers engaged from first click through funding.
System Modernization
Fix what’s slowing you down. Replace brittle code with modular builds, secured pipelines, real-time integrations, and cloud-ready lending systems that scale with certainty.
API Integrations
Connect to credit, fraud, IRS, and KYC tools through real-time, secure, scalable APIs that reduce delays, support compliance, and deliver with confidence.
Underwriting Process Re-Engineering
From manual checks to missed steps to mismatched systems, underwriting should not feel broken. We capture exceptions, map logic, align teams, rework flows, and deliver efficient underwriting systems so your platform runs leaner and funds faster.
Application
Development
Build and extend LOS, underwriting, and servicing platforms using proven expertise, modern frameworks, and sprint discipline. Drive faster launches without sacrificing stability.
DevOps and
DevEx
Move testing, security, and reviews sooner in the cycle to catch errors early. We then build pipelines so you can ship faster, scale reliably, support audits, and maintain compliance without slowing down delivery.
Modular Architecture
Decouple legacy logic through domain-driven design. Deploy modular lending systems that release faster, scale cleanly, and let you adapt without rebuilding your entire platform.
Cloud Development
Stay reliably available at scale while reducing overhead, maintaining compliance, and moving faster with a modern infrastructure built for hybrid and cloud.
Data Centralization
Break down silos and turn disconnected data into unified intelligence. Align teams, automate reporting, surface insights, streamline underwriting, improve decisions, and unlock better borrower experiences at scale.
AI Development
Implement AI within SOC II compliant frameworks. Automate underwriting, reduce manual review, and shrink time-to-fund without disrupting trusted workflows.
JUMPSTART YOUR PROJECT
Speak to our lendtech experts.
SPECIALIZED EXPERTISE IN COMMERCIAL LENDING PLATFORM MODERNIZATION
The Praxent Difference.
Our commitment to quality goes far beyond technology. We’re not a global consulting conglomerate; we’re a boutique team of experts in lending technology.
× No one-size-fits-all frameworks, × no two-year contracts, × no mass out-sourcing to teams outside your time zones, × and no fresh graduates. Just a targeted team with hands-on experience dedicated to solving your problems.
Our goal is to leave your team better than when we started. Think of us as part of your team. Everyone else does.
OUR PROVEN FINTECH TRANSFORMATION PROCESS
4 steps to lead the market.
Market-Leading Strategy
We map priorities, talk to teams, study the market, dig into workflows, and build a clear plan to modernize what matters most.
Elevated User Experience Design
We spot friction. We test real workflows. We design for borrowers, and lenders. We validate with users. We build systems that scale. We get it right early.
Future-Proof Technology, Delivered
We bring senior engineers who thrive in complexity. They untangle legacy code, align with your standards, work inside your stack, and deliver stable releases without slowing you down.
Seamless
Handoff
Everything’s documented. The code is clean. Your team has what they need. Reusable components are in place so you can run with it from here.
Become a market leader in commercial lending.
Book a strategy session to accelerate your path from application to approval. We’ll help you launch faster, streamline funding, and deliver a better experience for every stakeholder — without increasing complexity.
Something Powerful
Tell The Reader More
The headline and subheader tells us what you're offering, and the form header closes the deal. Over here you can explain why your offer is so great it's worth filling out a form for.
Remember:
- Bullets are great
- For spelling out benefits and
- Turning visitors into leads.
Thoughts from our Commercial Lending Experts.
COMMERCIAL LENDING
The Executive Guide to AI-Driven SMB Underwriting
Kristiane Mandraki, VP of Growth + Market Intelligence