--- title: B2B Payment Integration & Platform Modernization Services description: Modernize B2B payment infrastructure with integrations, microservices, PFaaS, APIs, routing optimization, dashboards, and real-time rails for enterprise scale. image: https://info.praxent.com/hubfs/B2B%20Payments%20LP%20-%20Featured%20image.png --- [![Session logo](https://info.praxent.com/hs-fs/hubfs/raw_assets/public/Templates/Custom/Praxent%202024/images/PraxentLogo2024white.png?width=120&height=24&name=PraxentLogo2024white.png "Session logo")](https://praxent.com/) Open main menu Close main menu - Who we are Open the submenu - [About us](https://praxent.com/overview) - [Careers](https://praxent.com/careers) - What we do Open the submenu - [Capabilities](https://praxent.com/capabilities) - Solutions Open the submenu - [Auto Finance](https://info.praxent.com/auto-finance) - [Banking](https://praxent.com/solutions/banking) - [Commercial Lending](https://info.praxent.com/commercial-lending) - [Fintech SaaS](https://info.praxent.com/fintech) - [Insurance](https://info.praxent.com/insurance-digital-transformation) - [Investing and Wealth](https://praxent.com/solutions/investing-and-wealth) - [Payments](https://info.praxent.com/b2b-payments-modernization) - [PBM](https://info.praxent.com/pharmacy-benefits-management) - [Our Work](https://praxent.com/results) - [Insights](https://praxent.com/blog) - [Our Work](https://praxent.com/results) - [Contact Us](https://praxent.com/contact) [Schedule a Call](https://praxent.com/contact) # B2B PAYMENTS TECHNOLOGY CONSULTING AND ENGINEERING ## Accelerate Payments Integrations. Unblock Revenue Growth **B2B payment leaders are building platforms that keep revenue moving by staying connected.** Integrations to partner systems, modern payment rails, and flexible infrastructure clear the bottlenecks that stall deals, helping processors, PayFacs, and orchestrators launch features sooner and deliver merchant experiences built to grow. [Let’s Talk →](//javascript:postMessage({type:'HS_DISPLAY_CALL_TO_ACTION',id:201592266863});) $100B+ Annual transactions powered by payments platforms we’ve built 7K+ Insurance organizations supported through the Payments Platform we built 50+ Fintech integrations delivered annually ## Payment integration challenges are costing you revenue Every quarter, you lose deals to competitors with pre-built integrations, more modern capabilities, and differentiated experiences. Your engineering team is stretched thin, maintaining existing integrations while your roadmap stalls. Praxent is the fintech-specialized engineering partner that unblocks your growth. Download use case → ## How We Accelerate Modern B2B Payment Businesses Fast-Track Platform Integrations Eliminate integration complexity and capacity issues that hinder deals. Our payments engineers resolve integration bottlenecks, speeding up connections to platforms, processors, and partners. What we integrate → Vertical industry platforms → Enterprise systems (ERPs, CRMs, accounting platforms) → Core banking and financial systems → Multi-processor and gateway networks → PayFac as a Service implementations Next-Gen Payment Infrastructure Still running monoliths while the market demands instant payments? Our engineers modernize infrastructure and build new capabilities with a deep understanding of compliance, scale, and transaction consistency. What we build → Modern payment capabilities → White-label PFaaS platforms and APIs → Microservices migration and API development → Processing optimization (AI, routing, retry, cost reduction) → Compliance systems (KYC/AML orchestration, fraud, audit trails, AI tools) Differentiated Digital Experiences Attract and retain more merchants with superior payment experiences. Our engineers build the portals, workflows, and vertical features that make you the obvious choice. What we deliver → Merchant portals (onboarding, dashboards, reporting) → Payment workflows (billing, invoicing, recurring payments) → Vertical features (healthcare claims, insurance premiums) → Value-added services (split payments, payment links, virtual cards) ## Our B2B Payments Expertise #### ACH #### Card Networks #### RTP / FedNow #### Stablecoins #### Wire Transfers #### Digital Wallets #### BNPL ## Who We Help in the B2B Payments Ecosystem #### Processors #### PayFacs / PFaaS #### Orchestrators ## Industry Systems We Accelerate in B2B Payments We don't just understand payments, we understand the systems that **drive your revenue:** from policy administration systems to accounting software.  #### Insurance Policy Administration Systems • Agency Management Systems • Claims Platforms #### Travel & Hospitality Global Distribution Systems • Property Management Systems • Booking Platforms #### Healthcare Practice Management Systems • Revenue Cycle Management • Claims Clearing houses #### Advertising Ad Buying Platforms • DSP Systems • Media Billing Platforms #### Construction Project Management ERPs • Field Service Systems • Accounting Backbones #### Logistics Transportation Management Systems • Freight Platforms • Carrier Systems #### B2B Commerce Enterprise ERPs • Order Management Systems • B2B Marketplaces #### Manufacturing Supply Chain Platforms • Procurement Systems • Industrial ERPs ## Why CTOs Choose Praxent for B2B Payments Engineering ✔ ![Praxent B2B Payments Experts](https://info.praxent.com/hubfs/Praxent_Logo-black.png) - ✔ 2-week ramp time Engineers with deep payments domain expertise - ✔ Compliance-first mindset SOC II Type II certified, regtech fluent - ✔ AI-assisted development practices reducing development time by 30% - ✔ 10X quality Stringent hiring ensures proactive, collaborative engineers who own outcomes and deliver clean, quality code fast - ✔ Flexible US/LATAM teams Embed in your teams or complete pods ✖ ### Generic Dev Shops - ✖ 3–6 month learning curve on payments complexity - ✖ Treat compliance as an afterthought - ✖ Traditional development velocity - ✖ Hit-or-miss quality and technical debt accumulation - ✖ Rigid offshore models Time zone friction, fixed structure ## B2B Payments Proven Results ### Insurance Payments Platform #### Serving 7,000+ insurance organizations Cleared integration bottlenecks with a pod of payments engineers, completing complex integrations, including Applied Epic Insurance Agency Management System. ### Digital Wallet for Payroll Processor #### Processing 60+ million transactions annually Expanded payroll application into a digital wallet, giving employees new financial flexibility while driving increased deposits for the underlying bank. ### ENTERPRISE PAYMENT ECOSYSTEMS #### 50+ Fintech Integrations Annually  Specializing in complex, regulated financial system connections ## Engagement Models Built for B2B Payment Teams ![Embedded Engineers B2B payments](https://info.praxent.com/hs-fs/hubfs/Embedded%20Engineers%20B2B%20payments.png?width=230&height=224&name=Embedded%20Engineers%20B2B%20payments.png "Embedded Engineers B2B payments") ### Embedded Engineers Augment your team with payments-fluent talent ![Engineering Pods B2B payments](https://info.praxent.com/hs-fs/hubfs/Engineering%20Pods%20B2B%20payments.png?width=230&height=230&name=Engineering%20Pods%20B2B%20payments.png "Engineering Pods B2B payments") ### Engineering Pods Complete teams delivering against your roadmap ![Project Teams B2B payments](https://info.praxent.com/hs-fs/hubfs/Project%20Teams%20B2B%20payments.png?width=688&height=451&name=Project%20Teams%20B2B%20payments.png "Project Teams B2B payments") ### Project Teams End-to-end ownership of critical initiatives ## Let's Unblock Your Growth Stop losing deals to integration complexity. Start shipping faster with Praxent. [Ready to accelerate? →](https://praxent.com/contact) ### Inside the PDF: → Use cases for processors, PayFacs, and orchestrators → Platform architectures and integrations built for speed and scale → Digital services that create user-first payments journeys → Proven client results, from x to y → Why leading lenders trust Praxent to modernize B2B payments Download the B2B Payments Use Case ↓ ## Thoughts from our B2B Payment Modernization Experts [![Guide: B2B Payment Trends to Watch in 2026 – Industry Focus and Tech Roadmap](https://info.praxent.com/hubfs/B2B%20Payment%20Trends%20to%20Watch%20in%202026%20-%20Featured%20image.png)](https://info.praxent.com/blog/b2b-payment-trends) Explore the top B2B payment trends for 2026 — from A2A and RTP to orchestration, BNPL, and cross-border. See what payment companies must build next. [Read more →](https://info.praxent.com/blog/b2b-payment-trends) [![Streamlined Cross-Border B2B Payments and Currency Solutions](https://info.praxent.com/hubfs/B2B%20Payment%20Trends%20to%20Watch%20in%202026%20Streamlined%20Cross%20Border%20Payments%20and%20Currency%20Solutions%20-%20Featured%20image.png)](https://info.praxent.com/blog/cross-border-b2b-payments-currency-solutions) Improve cross-border B2B payments with better FX, multi-currency wallets, and local payout methods that cut fees and make global transfers more predictable. [Read more →](https://info.praxent.com/blog/cross-border-b2b-payments-currency-solutions) [![What Payment Platforms Need to Support Blockchain and Stablecoins](https://info.praxent.com/hubfs/B2B%20Payment%20Trends%20to%20Watch%20in%202026%20Blockchain%2c%20Stablecoins%2c%20and%20Digital%20Currency%20Rails%20-%20Featured%20image.png)](https://info.praxent.com/blog/blockchain-stablecoin-digital-currency-payments) See how blockchain, stablecoins, and digital currency rails enable faster cross-border payments, lower fees, and transparent settlement for B2B platforms. [Read more →](https://info.praxent.com/blog/blockchain-stablecoin-digital-currency-payments) [![Virtual Cards and ePayables: The Next Big Shift in B2B Payables](https://info.praxent.com/hubfs/B2B%20Payment%20Trends%20to%20Watch%20in%202026%20Embedded%20Payments%20in%20ERP%20and%20Business%20Software%20-%20Featured%20image-4.png)](https://info.praxent.com/blog/virtual-cards-epayables-b2b-payables) Learn how virtual cards and ePayables are transforming B2B payables with better security, control, and rebates—and what payment platforms need to support them. [Read more →](https://info.praxent.com/blog/virtual-cards-epayables-b2b-payables) [![B2B Buy Now, Pay Later (BNPL) and Flexible Financing](https://info.praxent.com/hubfs/B2B%20Payment%20Trends%20to%20Watch%20in%202026%20B2B%20Buy%20Now%20Pay%20Later%20and%20Flexible%20Financing%20-%20Featured%20image.png)](https://info.praxent.com/blog/b2b-buy-now-pay-later-flexible-financing) Discover how B2B Buy Now, Pay Later and flexible financing reshape payments with instant terms, BNPL APIs, and underwriting. Explore what platforms must build. [Read more →](https://info.praxent.com/blog/b2b-buy-now-pay-later-flexible-financing) [![Payment Orchestration and Unified Platforms for B2B Payments](https://info.praxent.com/hubfs/B2B%20Payment%20Trends%20to%20Watch%20in%202026%20Payment%20Orchestration%20and%20Unified%20Platforms%20-%20Featured%20image.png)](https://info.praxent.com/blog/b2b-payment-orchestration-unified-platforms) Discover how payment orchestration, smart routing, and unified platforms help B2B payments teams boost approvals, cut fees, and scale globally. [Read more →](https://info.praxent.com/blog/b2b-payment-orchestration-unified-platforms) [![AI-Driven Automation for AR/AP in B2B Payments](https://info.praxent.com/hubfs/B2B%20Payment%20Trends%20to%20Watch%20in%202026%20AI%20Driven%20Automation%20in%20AR%20and%20AP%20-%20Featured%20image-2.png)](https://info.praxent.com/blog/ai-driven-ar-ap-automation-b2b) Discover how AI automates AR/AP workflows, reduces DSO, improves cash flow forecasting, and transforms B2B finance with smarter reconciliation. [Read more →](https://info.praxent.com/blog/ai-driven-ar-ap-automation-b2b) [![Real-Time Payments and Instant Payments in B2B Transactions](https://info.praxent.com/hubfs/B2B%20Payment%20Trends%20to%20Watch%20in%202026%20Real%20Time%20Payments%20Become%20Mainstream%20-%20Featured%20image-1.png)](https://info.praxent.com/blog/real-time-payments-instant-payments-b2b) Learn how real-time and instant payments improve liquidity, accelerate B2B cash flow, and reshape payment operations for PayFacs and processors. [Read more →](https://info.praxent.com/blog/real-time-payments-instant-payments-b2b) [![Account-to-Account (A2A) Payments and Open Banking Payments](https://info.praxent.com/hubfs/B2B%20Payment%20Trends%20to%20Watch%20in%202026%20Account-to-Account%20Payments%20and%20%20Open%20Banking%20-%20Featured%20image-1.png)](https://info.praxent.com/blog/account-to-account-payments-open-banking-b2b) Discover how account-to-account payments and Open Banking are reshaping B2B payments with faster settlement, lower fees, and pay-by-bank options. Learn more. [Read more →](https://info.praxent.com/blog/account-to-account-payments-open-banking-b2b) [![Embedded Payments in ERP and Business Software](https://info.praxent.com/hubfs/B2B%20Payment%20Trends%20to%20Watch%20in%202026%20Embedded%20Payments%20in%20ERP%20and%20Business%20Software%20-%20Featured%20image-3.png)](https://info.praxent.com/blog/embedded-payments-erp-business-software) See how embedded payments transform ERP and vertical software, streamline onboarding, automate reconciliation, and help ISVs unlock new revenue. [Read more →](https://info.praxent.com/blog/embedded-payments-erp-business-software) ‹ › Swipe to see more #### Next step’s yours ## Put our B2B Payments experience to work. ![b2b payments modernization team](https://info.praxent.com/hubfs/b2b%20payments%20modernization%20team.png) ## Something Powerful ### Tell The Reader More The headline and subheader tells us what you're offering, and the form header closes the deal. Over here you can explain why your offer is so great it's worth filling out a form for. Remember: - Bullets are great - For spelling out benefits and - Turning visitors into leads. ![Praxent](https://info.praxent.com/hubfs/logo.svg) Praxent® is the AI consulting and engineering firm built exclusively for fintech. We combine 25+ years of fintech expertise with Claude-native engineering to help financial services firms and technology providers turn legacy platforms into AI-native competitive advantages. Our three-phase **Decode, Activate, Compound** framework extracts decades of trapped financial logic from legacy platforms, then deploys governed, production-grade AI inside regulated operations, and continuously innovates to drive business outcomes and keep you ahead of the competition. 450+ transformations delivered. Now 25-40% faster. ![AICPA SOC 2](https://info.praxent.com/hubfs/aicpa_logo_footer.webp) [![Clutch +65 Reviews](https://info.praxent.com/hubfs/clutch-reviews_logo_footer.webp)](https://clutch.co/profile/praxent#highlights) [![LinkedIn](https://info.praxent.com/hubfs/blue_linkedin_logo_footer.png)](https://www.linkedin.com/company/praxent) [(512) 553-6830](tel:5125536830) [info@praxent.com](mailto:info@praxent.com) 901 S MoPac Expressway Building 1, Suite 300 - #7072, Austin TX 78746 #### Ready to Command The *AI* FutureSM? 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